There are many benefits to having a hospital bed for home use, for example, if you are recovering from surgery, supporting a chronic condition or assisting a loved one with limited mobility.
If you're about to be (or have recently been) discharged from hospital, having an electric adjustable hospital bed can make life a lot easier, and aid your recovery.
To ensure you have everything you need to sleep and live more comfortably while you recuperate, this guide explains everything you need to know about getting a hospital bed at home in the United States.
We explore insurance options, Medicare Part B eligibility, and explain how to find the right model for your needs.
Renting vs buying a hospital bed
Whether you choose to rent or buy a hospital bed depends on how long you’ll need it, your budget, and the level of features you require.
Renting a hospital bed
Renting is often the best option for short-term recovery, such as after surgery or an illness flare-up. It also gives you the flexibility to trial different styles of beds without committing to a full purchase.
If you're unsure about renting, you can read our full guide: Can You Rent a Hospital Bed for Home Use?
Keep in mind that monthly rental fees can add up, and some insurance providers may only cover rentals for a limited period.
Buying a hospital bed
Buying is a more cost-effective long-term solution, especially if you or your loved one needs a hospital bed for ongoing medical support.
Benefits of purchasing a bed include:
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No ongoing rental fees
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Greater comfort and control over features
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More options in terms of design and aesthetics
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No deadline for return or restrictions on usage
Many private suppliers also include servicing, warranties, and aftercare when you purchase directly.
Reasons to consider buying a hospital bed
If time, quality, or aesthetics are a concern, buying your own home hospital bed may be a better option for these reasons:
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Fast Delivery – Beds can be delivered in as little as 1–5 business days.
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Comfort – Choose a full electric hospital bed with enhanced adjustment settings.
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Design – Blend with your bedroom décor without compromising on safety.
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Ownership – No need to return the bed when recovery ends.
Features to look out for when buying a hospital bed
Different conditions call for different solutions. Here are a few key features of medical beds to look out for:
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Height-adjustment – Great for caregivers, as this helps to reduce strain during care tasks and ultra-low settings help prevent injuries from falls for patients with dementia or Parkinson's.
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Auto-regression backrest – These backrests slide backwards to prevent pinch points and reduce stomach compression.
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In-bed chair position – This setting raises the back and leg rests and tilts the bed forwards, so users can sit up, ideal for watching TV in bed and reducing the effects of acid reflux.
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Additional equipment – Grab rails, mattresses and specially designed bedding can enhance safety and comfort, so make sure you pick a bed with compatible care bed accessories and hospital bedding.
How to get a hospital bed through Medicare
If you're planning to use Medicare to help cover the cost of your hospital bed, it’s important to understand the process and eligibility criteria.
What does Medicare cover?
Medicare Part B typically covers 80% of the cost of a hospital bed for home use when it’s deemed medically necessary. You (or your insurer, if you have supplemental coverage) will need to pay the remaining 20%, along with any deductibles.
Who is eligible?
To qualify, the following conditions must be met:
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You are under the care of a Medicare-enrolled doctor
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You have a medical condition that requires a hospital bed at home
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Your doctor provides a written prescription that explains why the bed is needed
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You obtain the bed through a Medicare-approved durable medical equipment (DME) supplier
Medicare usually covers a semi-electric hospital bed (electric head and foot adjustment, with manual height control). If you require a fully electric model, you may need to pay the difference.
The application process
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Speak with your doctor – Ask your physician, physical therapist, or occupational therapist whether a hospital bed is medically necessary for your care or recovery.
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Get a detailed prescription – The prescription should outline the condition being treated and why the bed is needed (e.g. risk of pressure sores, safety concerns).
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Choose a Medicare-approved DME supplier – To ensure Medicare will contribute to the cost, both the doctor and supplier must be Medicare-enrolled.
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Confirm coverage and bed type – Understand what is included and whether any additional fees may apply.
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Arrange delivery – Once approved, the bed is typically delivered to your home within a few business days.
For a more detailed guide, see: Does Medicare Pay For Hospital Beds?
Need help choosing the right bed?
When it comes to choosing a hospital bed, it's important you hit the sweet spot of finding value for money and a bed that works for you.
To find a hospital bed that's suitable for you, use our Bed Selector Tool. Or, if you need advice or a second opinion, contact our friendly customer support team.
With over 20 years of experience in home care, the Opera Beds team helps patients, caregivers, and families choose beds that match medical conditions, budgets, and personal preferences.
