Klarna Finance

Purchasing an adjustable bed and mattress for yourself or a loved one can be a big financial commitment. At Opera we offer a credit finance option to help spread the cost with terms of 6, 12, 18 and 24 months available and a competitive rate of 9.9% APR.

Repayment Calculator

£

Pay over 6 months

  • Total Order Value £25
  • Deposit (25%) £6.25
  • Loan Term 6 months
  • Representative APR 9.9% APR
  • 6 Monthly Payments
  • Total Amount Payable

Pay over 12 months

  • Total Order Value £25
  • Deposit (25%) £6.25
  • Loan Term 12 months
  • Representative APR 9.9% APR
  • 12 Monthly Payments
  • Total Amount Payable

Pay over 18 months

  • Total Order Value £25
  • Deposit (25%) £6.25
  • Loan Term 18 months
  • Representative APR 9.9% APR
  • 18 Monthly Payments
  • Total Amount Payable

Pay over 24 months

  • Total Order Value £25
  • Deposit (25%) £6.25
  • Loan Term 24 months
  • Representative APR 9.9% APR
  • 24 Monthly Payments
  • Total Amount Payable

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. Opera Beds acts as a credit broker and not the lender. Klarna Finance acts as the lender.

Apply for Klarna Finance when you go to checkout, or process your application by phone.

Call us on 0333 222 8584

Klarna Q&A

How do I manage my account?
You can review your latest Klarna invoices at your leisure by logging onto klarna.com.

Will I be accepted for finance?
You must be at least 18 years old to use Klarna payment services and they're offered subject to your financial circumstances. Klarna uses a 'soft credit search' to assess who is eligible, but don't worry, this doesn't affect your credit rating.

When do I have to pay?
You'll receive an email with payment instructions 2 days after your order is confirmed, depending on your chosen method. We'll also send a little reminder a couple days before payment is due.


Opera Beds acts as an introducer and not a lender of unregulated credit products provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Please note Pay in 30 days and Pay in 3 instalments is not regulated by the FCA. Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.